The Law Office of
Kari L. MacDonald, P.A.

     813.655.1075

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your consultation

Small Business Protection

We are passionate about helping entrepreneurs follow their dreams.  We are small business owners and understand the obstacles that you face.  You “wear many hats” and sometimes don’t always have time to follow your dream because you’re dealing with employee issues, financial management, and government regulations.  We understand your frustration.    
Our attorneys have business, insurance, and legal know-how.  We are, therefore, in a unique position to help you come up with a plan to protect your business and your family.  WE can help you assess your business, show you how to use tools like insurance and procedures to increase efficiency and decrease your risk.  We will work with you to come up with a unique and affordable plan.

Business Formation

•    The type of entity determines the following:
•    The exposure that you face from lawsuits, liabilities, and personal risk
•    Tax implications
•    They type of insurance you are required to carry
•    Licensing and regulations  

 

Asset Protection  

•    A small business owner must consider:

o    How the business impacts his or her family
o    What will happen to the business in the case of death or disability
o    Is there a successor in place
o    How are the business assets titled
o    What happens if a disaster strikes

Insurance issues

•    Small business owners must use insurance as a tool, and need to have honest and open discussions with their insurance agents about:

o    General liability insurance
o    Property insurance
o    Life insurance for the owner and key employees
o    Limiting the use of company vehicles
o    Product liability insurance
o    Home-based business insurance
o    Health insurance
o    Disability insurance
o    Umbrella coverage

 

Employee issues

•    Prior to hiring the first employee, the small business owner needs to consider:  

o    How to hire.  Many small business owners make the mistake of hiring friends and family
o    Employee Handbook and Policies and Procedures Manual
o    Collections
o    Insurance assessment

 

Call the Law Office of Kari MacDonald to learn more about our Small Business Protection Plan. 

The Law Office of Kari L. MacDonald

 

Tel:  813.655.1075
Fax:  813.681.9589

634 E Bloomingdale Ave
Brandon, FL 33511

info@klmlawoffice.com

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